General disclaimer
NSW Finance (nswfinance.com.au) is an independent educational website providing general information about home loans, property, and business finance in New South Wales, Australia. The site is operated as an independent information resource and is not a financial services licensee, credit licensee, or holder of any financial services licence.
Content is not financial, legal, or tax advice
All content published on NSW Finance is general in nature and is provided for educational and informational purposes only. Nothing on this website constitutes financial product advice, credit advice, legal advice, or tax advice within the meaning of applicable Australian laws. The content does not take into account your personal objectives, financial situation, or individual needs.
Before making any financial, property, credit, or tax decision, you should consult a qualified professional including a licensed mortgage broker, financial adviser, solicitor, or registered tax agent as appropriate to your circumstances.
Accuracy and currency of information
While we take reasonable steps to ensure information is accurate and current at the time of publication, the financial services industry and applicable laws change frequently. Interest rates, government scheme details, tax laws, and regulatory requirements can change at any time. NSW Finance makes no warranty as to the accuracy, completeness, or currency of information on this site.
Government scheme details (including the First Home Guarantee, Family Home Guarantee, stamp duty thresholds, and FHSS limits) are subject to annual changes and legislative amendment. Always verify current details directly with the relevant government agency or through a qualified adviser.
External links
NSW Finance includes links to external websites including lendloan.com.au and overdraftme.com.au. These links are provided for convenience. NSW Finance is not responsible for the content, accuracy, or privacy practices of external sites. The inclusion of a link does not constitute endorsement of the linked site's services or products.
Relationship with professional services
NSW Finance includes contextual references to Lend & Loan (Australian Credit Licence 511092, MFAA accredited mortgage broker, Level 35, 100 Barangaroo Avenue, Sydney) for home loan and mortgage broking services, and OverdraftMe for business overdraft and working capital services. These are independent businesses. NSW Finance does not charge readers for referrals and does not receive compensation for page content.
Lend & Loan and OverdraftMe are separate legal entities from NSW Finance. Their services are subject to their own terms, conditions, and applicable regulatory requirements.